A Guide to Making Prepaid Funeral Plans
Before we look into the detailed guide to making prepaid funeral plans, let’s, first of all, know a little more about prepaid funeral plans and how it works. So a prepaid funeral plan is exactly what it signified i.e a plan which allows you to plan and pre-pay for the funeral process connected. Many people opt for a prepaid funeral plan along with their will and estate planning exercise. It gives everyone their peace of mind as it saves your family the stress of making decisions when you pass away. There are many uncertainties and stress which affects the decision making of your loved ones. But the prepaid funeral plan gives you time and space to choose and compare funeral plans wisely. Let’s now have a detailed look at the guide, best practices, and how you can choose a good funeral plan effortlessly!
How Do You Make Prepaid Funeral Plans?
Choosing your prepaid funeral plan depends on certain factors such as local state laws, your budget, and other choices. The good practice is to hire a company that deals with prepaid funeral plans and they will guide you through the steps. In the UK, there are good companies that take care of planning and arranging the process for you. You have to assign a member or a nominee who they can contact to take the process further. You get the option to choose all the aspects of your funeral process. Hence, it is a good idea to share your expectations with the funeral company.
Important Questions to Ask and Steps to follow:
There are some important questions that you need to ask related to the Funeral Rule. You need to find answers to these questions to ensure there are no last-minute hiccups that may arise. Although prepaid funeral plans take most of the stress out by taking care of everything but still there are certain things you must discuss with the funeral company you are buying the prepaid funeral plan from.
Here are the questions:
What happens if you move to a different county or country? Does your prepaid funeral plan remain valid? Is it transferable? Well in most cases it is and it should be otherwise it may be pointless buying such a contract. For that reason, it is advisable to have that discussion with your funeral company and check any potential administrative fees or penalty involved if there is a transfer clause applicable
What will it cost to get your body to the designated funeral home? You need to find out about each aspect of the funeral process. The idea is to ensure a hassle-free and smooth transition.
How long is the plan valid and what happens if the company goes bankrupt? You need to ask these questions to the company you are dealing with.
Is there any clause to cancel the contract and get your money refunded? Find out more about these ambiguous situations as it might help a lot later.
Ask about any hidden charges or fees.
The whole reason to choose prepaid cremation plans and funeral plans are to make it easier and not otherwise. Such a plan is crafted to ensure you or your surviving loved ones can organize an easy and problem-free funeral because that is what everyone wants at the end of the day. It should also protect you from fraud and any kind of deception caused by the funeral companies. Get clarity before you decide to sign any contract or pay any money upfront. You should have all of the answers and assurance should be given to you in writing.
Do Share it With Family Members
Whenever you make such arrangements for your funeral. It is advisable to keep the family members informed about your action. This would help them understand it better and hence they can make the necessary arrangements. It is crucial for your family and loved ones to know about your prepaid funeral plan. You can share access or a copy of the contract with someone close and responsible. This would help everyone after you are gone. You may also want to share a copy with your attorney.
Final Word – Although it is seemingly a difficult topic to discuss death is the destination we all share. Making such arrangements in advance is a wise decision. Make sure you compare all the options and explore the best possible funeral plans. it has been observed that people are increasingly signing up for such services. The best thing it does is ensure a peaceful and smooth funeral process.